Fina Money Review 2026 - Features, Pricing & Deals

Fina Money is a financial management tool that helps users track and analyze their finances through customizable dashboards and AI-powered categorization. It works for both individuals and businesses who want control over how they organize their money.

The platform's key features include unlimited custom categories, a modular block-based dashboard builder, and AI-assisted transaction categorization. Users can create personalized templates from a community library, track multiple currencies, and manage investment holdings. The tool connects to over 20,000 banks and financial institutions through Plaid for automatic transaction imports, or supports manual entry via Google Sheets integration. It also supports collaboration through profile sharing, making it useful for families and teams working together on financial planning.

The web-based platform works well on mobile browsers. The interface uses drag-and-drop modular blocks and pages to build custom dashboards, with real-time interactive charts and custom metric tracking.

Pricing starts at $7 monthly for the Essential plan, with a Premium tier at $9.6 monthly (billed yearly). A free version is available for users who prefer manual data import, and custom pricing exists for financial advisors managing multiple clients. All paid plans come with a 35-day free trial.

• Unlimited Custom Categories: Create as many financial tracking categories as you need that match your spending and income patterns, instead of being forced into preset options.
• AI-Powered Transaction Insights: Use artificial intelligence to automatically categorize transactions and receive smart recommendations for optimizing your financial strategy, with customizable rules for recurring patterns.
• Multi-Currency Financial Tracking: Track and consolidate financial data across different currencies, with live crypto asset value tracking included.
• Modular Dashboard Builder: Build custom financial reports using drag-and-drop modular blocks and pages to create visualizations that match your specific needs.
• Automatic Bank Syncing: Connect to over 20,000 banks and financial institutions through Plaid for automatic transaction imports, or use Google Sheets integration for manual data entry.
• Investment Holdings Management: Monitor and analyze your investment transactions and holdings within the same platform you use for daily spending.
• Collaborative Financial Profiles: Share financial categories, rules, and templates with family members or colleagues to simplify financial planning and collaboration.
• Community Template Library: Access pre-built setups for different financial strategies and share your own templates with other users.

• Free version allows manual data import with basic features at no cost, including manual accounts, auto sync with Google Sheets, auto categorization, unlimited templates, Fina AI assistant, live crypto asset value, and all product features.
• Essential Plan at $7 per month (yearly billing) includes 5 live financial connections, 1 profile, auto-categorization, metric tracking, financial templates, and ad-hoc support. Price increased from previous levels as of August 6, 2025 to combat inflation.
• Premium Plan at $9.60 per month (yearly billing) offers unlimited financial institutions, multiple profiles, auto-categorization, metric tracking, financial templates, and priority support.
• Custom pricing available for financial coaches and advisors with seat-based pricing, requiring direct contact with Fina for advanced functionality and specific requirements.
• 35-day free trial available for all paid plans.

Fina Money stands out with its modular block-based dashboard builder and unlimited customization options. Unlike apps that force you into preset categories, Fina lets you create as many custom categories as you need and build your own financial reports using drag-and-drop blocks. You can track any metric that matters to you, not just spending by category, but also things like cost per meal or spending by family member. The AI helps categorize transactions while still giving you control to organize your finances your way. This flexibility works well for people who find other budgeting apps like YNAB too rigid.

Yes, you can connect your bank accounts to Fina Money through Plaid, which connects to over 20,000 banks and financial institutions. The Essential plan includes 5 live financial connections, while the Premium plan offers unlimited financial institution connections. If you prefer not to connect your accounts, Fina also gives you the option to import data manually or sync automatically with Google Sheets, and this manual option is free forever.

Fina Money is a web-based platform that works well on mobile browsers, so you can access your financial information on your phone or tablet. While it's not a dedicated mobile app that you download from an app store, the platform is optimized for smaller screens. This means you can check your finances, add transactions, or review your budget from anywhere without needing to install anything.

Yes, Fina Money includes sharing options that make it great for families or couples. The Premium plan specifically offers multiple profiles, which lets household members work together on finances. You can share and import categories and rules between profiles, making it easier to keep everyone's tracking consistent. This is helpful for couples managing shared expenses or parents teaching kids about money management.

Fina's AI does more than just categorize your transactions. It learns your spending patterns and suggests customizable rules for recurring transactions. The AI provides personalized insights about your spending habits and helps identify trends in your financial behavior. You can also map AI classes into your own custom categories, combining the efficiency of automatic sorting with your preferred organization system. This saves you time while still giving you control over how your financial data is organized.